DSCR loans, meetIntelligence.

AI-powered DSCR loan pricing and comparison platform for real estate investors.

1042 Montage Way
$450,000
Long Term Rental
740Verified Pull

AI that does the LO's job.

Automated underwriting analysis that replaces hours of manual work with seconds of intelligence.

AI Underwriting Analysis

Our AI reads rate sheets, checks guidelines, and underwrites your deal: doing the LO's job in seconds.

Parsing Live Lenders
98% Match
Calculating Debt Coverage
1.25x DSCR
Optimizing Rates
6.875%

Multi-Lender Intelligence

100+ DSCR lenders, every overlay, every adjustment: analyzed and ranked for your exact scenario.

Intelligence Feed
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Start With a Soft Pull

No hard inquiry needed. One soft credit pull unlocks personalized pricing across 100+ DSCR lenders: zero impact to your score.

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Save Rate
Financing fit

What we fund, clearly.

Purchase, restructure, or unlock equity. We map the property, rent, and loan request to DSCR programs built for real estate investors.

$2B+

Origination volume behind our process

DSCR_GUIDELINES.matrix
Live
Funding fit

More than a single guideline.

Structured around the whole scenario

Recently acquired rentals

Select programs can consider properties owned for less than six months, subject to valuation and documentation rules.

Cash-out refinances

Access equity using the valuation method, leverage limit, and seasoning treatment permitted by the selected program.

Investor property types

Single-family rentals, condos, townhomes, multifamily through 10 units, and eligible portfolio scenarios.

Rental-income qualification

Structure scenarios around current or market rent, including long-term and eligible short-term rental strategies.

Property map

From one door to a larger asset.

We route each property to the programs built for its unit count, income profile, and investment strategy. Specialty assets receive a tailored review instead of a one-size-fits-all answer.

Core DSCR

1–4 units

  • Single-family
  • Townhome
  • Condo
  • 2–4 unit
Expanded multifamily

5–10 units

  • 5–10 unit multifamily
  • Occupied or lease-up review
  • Gross rent analysis
Tailored review

Specialty

  • Eligible portfolios
  • Mixed-use
  • Commercial scenarios

Have a property in mind?

Share the address and loan goal. We will help map the scenario.

Check my scenario

Program availability varies by borrower, property, location, lender, and loan purpose. All loans are subject to application, credit review, appraisal, underwriting, and approval. This information is not a commitment to lend.

Most DSCR platforms focus on: generic rate estimates.

We focus on:Precision.

How It Works

Three steps to your best rate.

From first click to funded loan: intelligence at every step.

Step 01

Tell Us About Your Deal

Enter your property details, loan amount, and rental income. Our soft credit pull means zero impact to your score: get real pricing in under 60 seconds.

Loan Parameters
Property Type—
Purchase Price—
Down Payment—
Credit Score—
Rental Income—
0/5
Step 02

AI Scans 100+ DSCR Lenders

Our engine simultaneously parses live rate sheets from 100+ DSCR lenders, cross-referencing your exact scenario against every guideline, overlay, and adjustment in real-time.

Scanning 100+ Lenders
100+
Atlas
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Kiavi
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RCN
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Lima One
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Visio
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Easy Street
—
Step 03

Pick Your Rate & Close

Review qualified options ranked by total cost. Select your terms and our team handles the rest: clear-to-close in as fast as 21 days.

DSCR ratio verified: 1.25x
LTV within guidelines: 80%
Credit score qualified: 720
Property type eligible
State approved: FL
ANALYZING...

Stop guessing your
cost of capital.

Access the intelligence layer for DSCR loans. Compare real rates, avoid hard pulls, and secure optimal financing today.