Unlimited mortgage lates
Many missed payments? You can still submit your property. There is no set limit on mortgage lates for a scenario review.
Investment property cash-out
Cash out your
investment property.
Explore cash-out options for very low credit, missed mortgage payments, foreclosure proceedings, or an urgent cash need.
- No minimum credit score required
- Unlimited mortgage lates
- Foreclosure in progress considered
- Vacant properties welcome
For 1–10-unit investment properties and commercial real estate.
Review my cash-out optionsLoan amounts$100K–$5M
Up to 80%Loan-to-value, by scenario
1–5 yearsPrepayment penalty options
Investment properties only. No-minimum-score options may be limited to 50% LTV. Active foreclosure requires individual review. All requests are subject to underwriting and approval.
Start your cash-out reviewNo account needed
- 1Property
- 2Financing
- 3Credit history
- 4Contact
Step 1 of 4
Start with your property address.
Enter the investment property you want to cash out. Vacant properties are welcome.
Options for difficult situations
Start with the equity
in your property.
Behind on payments or facing an urgent expense? Tell us what’s happening and when you need the funds. We’ll review the property, the debt, and your cash-out options.
Foreclosure in progress
Active foreclosure scenarios can be submitted for individual review. Include any notice or scheduled sale date so we can evaluate eligibility and timing.
An urgent need for cash
Tell us what the funds are needed for and any deadline. We’ll review the available financing options and discuss whether the timing can work.
Discharged or dismissed bankruptcy
A bankruptcy must be discharged or dismissed for this program. Tell us its current status so we can discuss the appropriate next step.
Recent credit events
Eligible resolved credit events can be reviewed without a standard waiting period. We’ll confirm the details for the applicable program.
More than one kind
of investment.
Residential and commercial properties.
Rented, partly occupied, or vacant.
1–10-unit residential
Single-family and small multifamily investments
Office
Commercial office properties
Retail
Retail investment properties
Warehouse
Warehouse properties
Self-storage
Self-storage facilities
Automotive
Automotive commercial properties
Before you get started.
Is there a minimum credit score?
No-minimum-credit-score options are available on eligible low-leverage programs. The available loan-to-value depends on the property, credit history, and program; the no-minimum-score option may be limited to 50% LTV. We review the complete scenario before presenting loan options.
Can the property be vacant?
Yes. Vacant investment properties can be considered. Tell us whether the property is rented, partly occupied, or vacant so we can review the right options.
What if there have been missed mortgage payments?
Unlimited mortgage lates can be considered. Tell us the current payment and foreclosure status, even if many payments have been missed. Loan eligibility and available leverage are determined after reviewing the property and the complete scenario.
Can I submit a foreclosure or bankruptcy scenario?
Foreclosure history can be considered. If proceedings are active or a sale is scheduled, include that information for individual review. Bankruptcy must be discharged or dismissed for this program. An open bankruptcy can be submitted for guidance on next steps, but is not treated as eligible to close. Submitting this form does not stop a foreclosure or postpone a sale.
Is there a waiting period after a credit event?
Recent resolved credit events can be reviewed without a standard waiting period on eligible scenarios. We will confirm the event status, property history, and program requirements. Discharge or dismissal is required for bankruptcy; active foreclosure needs individual review.
How much cash could I receive?
The loan range is $100,000 to $5 million, with loan-to-value up to 80% depending on the scenario. LTV compares the total new loan with the property value. Existing loans, liens, and closing costs reduce the cash you receive. A requested amount is not an approved offer.
What does a 1–5-year prepayment penalty mean?
A prepayment penalty may apply if you pay off the loan during the selected 1–5-year period. The period and calculation depend on the loan terms. Your loan officer will explain the available options before you choose a loan.
Find out what your equity could do.
Start with the address. Tell us the situation.