Province and municipality
Identify the province, municipality, parcel numbers, and road access. Include a survey or site plan if one is already available.
North & Central America
Land loans in
Canada.
Buying a rural site or planning a subdivision in Canada? Tell us which province the land is in, what you control today, and which part of the project needs financing next.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
Canada
Illustrative landscapeCanada
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your Canada request
Put each development phase on the map.
For a multi-parcel project, the acquisition boundary and the development boundary may be different. A clear parcel schedule helps explain how the land you are financing fits into the wider plan.
A phased subdivision
Separate the land purchase from later subdivision work. Explain proposed lot counts, approval status, and which parcels belong to each phase.
The next source of capital
Describe whether repayment is expected from selling lots, selling completed homes, or arranging construction financing. Note the currency used in your budget.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Canada. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Financing basics2 min read
How a bridge loan can move a land project forward
Understand what a land bridge loan funds, how repayment works, and what to ask before choosing a short-term structure.
Repayment planning2 min read
Plan the repayment before the land loan closes
Turn a proposed sale or refinance into a practical repayment plan with milestones, timing, and a backup path.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
A few more
details.
Can I discuss a Canadian project with several parcels or phases?
Yes. List the parcels offered as collateral, the entity that owns each one, and the immediate use of funds. A proposal for a later phase is useful context, but it does not establish the current value or approval status of the land.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.