Acquire your next site
Financing for raw land, entitled sites, and land with existing improvements.
US & international land financing
Big plans.
Start with land.
Land loans for your next acquisition, refinance, or development opportunity. Bring us the property. Let’s explore the possibilities.
Request land financing Explore the loan criteria
From the ground up.
Across borders.
Illustrative landscapeAcross borders.
$1M–$50M+Nationwide financing¹
1–3 yearsInterest-only loan terms
Up to 75%Of accepted collateral value²
A financing path
for your land.
Every property has a different starting point. We look at the land, the opportunity, and a practical plan for repayment.
Put land equity to work
Explore a refinance, bridge financing, or working capital secured by real estate.
Move a project forward
Explore capital for a planned subdivision, an entitled site, or a development opportunity. Tell us where approvals and site work stand.
Refinance or work out debt
Discuss a maturing loan, a payoff, or a workout involving existing real estate debt. Share the balance and timing so we can review the structure.
Navigate a special situation
Bankruptcy and foreclosure-related requests can be considered. The property, current status, and important dates help us assess the next steps.
Finance a note purchase
Explore financing to acquire a real estate note. We review the underlying collateral, purchase terms, and loan status.
| Program detail | United States | International |
|---|---|---|
| Loan amounts | $1 million to $50 million+¹ | $3–5 million minimum; $50 million+ considered |
| Loan term | 1–3 years, interest only | 1–3 years, interest only |
| Loan to value | Up to 75%² | Up to 75%² |
| Prepayment | No prepayment penalty³ | No prepayment penalty³ |
| Pricing & fees | Collateral-based pricing; fees generally 2–5% | Rates generally higher than domestic; fees generally 2–5% |
All amounts in USD. ¹ Qualifying NJ Tri-State area transactions may start at $750,000. ² Maximum leverage depends on the property, valuation, location, and transaction; land may qualify for less. ³ Subject to the final loan agreement. Program guidelines are indicative and subject to review and change.
A wider view of opportunity
Your next project
can be overseas.
Explore opportunities in Canada, Europe, the Caribbean, Central and South America, and other select markets. We review the land, local ownership structure, valuation, and your plans to find a financing path for the property.
$3–5MTypical international minimum
Select marketsCountry eligibility confirmed on review
Countries & territories
Explore international
markets.
These locations reflect markets with documented lending activity. We confirm current availability for your property, ownership structure, and transaction.
North & Central America
South America
Caribbean
Europe & Pacific
Have land somewhere else?
This is a starting point, not an exhaustive eligibility list. Select your property’s country in the form and we’ll review the opportunity with you.
Tell us about your land.
Add your contact information and a property description. Share extra details if you have them.
A little knowledge goes a long way
Land financing,
explained.
Financing basics2 min read
How a bridge loan can move a land project forward
Understand what a land bridge loan funds, how repayment works, and what to ask before choosing a short-term structure.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
Property due diligence2 min read
Why an environmental review matters for land
Learn what a Phase I environmental site assessment examines, what it leaves open, and how to prepare for the review.
A little more
groundwork.
Can you finance land outside the United States?
Yes. We review land-financing requests in select international markets. Tell us the country, location, ownership structure, and financing objective. Availability and terms depend on the country, collateral, and transaction.
Does the land need to be developed?
Raw land can be considered, along with entitled sites, improved land, and finished lots. We review the collateral, access, zoning, approvals, and your plan for the property.
Can you consider a bankruptcy, foreclosure, or workout?
These situations can be submitted for review. Select the relevant financing purpose and include the current status, existing debt, and important dates. Each request is evaluated on its property, proposed structure, and circumstances.
Can foreign-national borrowers apply for US land financing?
Yes. Foreign-national borrowers and brokers representing them can request a review for land in the United States. Choose the property’s actual country and your phone’s country code separately, and tell us about the ownership structure in the property details.
What is the minimum loan amount?
The nationwide minimum is generally $1 million. Qualifying properties in the NJ Tri-State area may start at $750,000. International minimums typically range from $3 million to $5 million, depending on location and the transaction. Larger transactions above $50 million can be considered. All amounts are in US dollars.
How are rates and loan amounts determined?
Pricing depends on the collateral, location, leverage, and transaction. International rates are generally higher than domestic rates. Financing may reach up to 75% of accepted collateral value, subject to review; individual land transactions may qualify for less. Fees generally range from 2% to 5%, with final pricing and costs confirmed in a written proposal.
What are the repayment terms?
The land program outlined here offers one- to three-year, interest-only terms. Select financing structures may allow terms up to five years; availability and prepayment terms are confirmed in the written proposal. The outstanding principal is due at maturity, so we ask about your plan to sell, refinance, or arrange replacement financing.
What should I include for a time-sensitive request?
Give us the property location and details, requested amount, financing purpose, and the best way to reach you. Add any contract, loan-maturity, court, or foreclosure-sale dates in the financing notes so the team can review the timing with you.
What happens after I send a request?
Our team reviews your land, financing needs, and timeline, then contacts you using your preferred method. We may request property documents, ownership details, a valuation, and information about your exit plan. This initial request does not run a credit check or constitute a loan approval.