Island and access
Specify the island or cay, settlement, and parcel references. Explain road, dock, or other access to the property and how inspections can be arranged.
Caribbean
Land loans in
the Bahamas.
For a property in the Bahamas, the island and the individual parcel matter as much as the overall project vision. Tell us where the land is, how it is accessed, and what you need to move forward.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
Bahamas
Illustrative landscapeBahamas
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your Bahamas request
Show what is complete and what remains.
An island development may combine vacant lots, partly finished homes, and shared infrastructure. A financing summary should identify each element and the specific land offered as collateral.
Remaining site work
For a phased community, separate completed improvements from remaining utilities, roads, and building work. Identify the next deliverable and its estimated cost.
A property portfolio
If several parcels or residences are involved, list their owners and existing debt separately. Show which assets are available to support the request.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Bahamas. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Financing basics2 min read
How a bridge loan can move a land project forward
Understand what a land bridge loan funds, how repayment works, and what to ask before choosing a short-term structure.
Loan structure2 min read
Land value, LTV, and the cash available at closing
See how collateral value, existing debt, fees, and reserves affect the amount available for your project.
Repayment planning2 min read
Plan the repayment before the land loan closes
Turn a proposed sale or refinance into a practical repayment plan with milestones, timing, and a backup path.
A few more
details.
What if my Bahamas property includes both land and unfinished homes?
Describe the land and buildings separately, including the stage of each building and any shared infrastructure. A land inquiry can start that discussion, but funding for remaining construction, reserves, and future phases requires its own review.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.