Property jurisdiction
This page preselects Sint Maarten. If your property documents identify Saint Martin instead, change the property-country selection under Additional details.
Caribbean
Land loans in
St. Maarten.
A St. Maarten property request starts with the exact parcel and its jurisdiction. Share the land, any existing commercial or hospitality improvements, and the financing purpose.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
St. Maarten
Illustrative landscapeSt. Maarten
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your St. Maarten request
Identify the jurisdiction before the project details.
Use the jurisdiction shown on the property documents when completing your request. Then separate the land, existing buildings, and proposed additions so each part of the opportunity can be reviewed.
Land and existing uses
Describe whether the parcel is vacant, supports a commercial operation, or includes hospitality buildings. List access and improvements already in place.
Acquisition or repositioning
Explain whether you are buying, refinancing, or planning improvements. Separate existing debt and property costs from future operating or construction expenses.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Sint Maarten. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
Getting ready2 min read
Build a clear land-financing request
A practical guide to presenting your property, financing objective, numbers, and deadlines for an initial review.
Loan structure2 min read
Land value, LTV, and the cash available at closing
See how collateral value, existing debt, fees, and reserves affect the amount available for your project.
A few more
details.
What if my property is in Saint Martin rather than Sint Maarten?
Choose the location that matches your property documents in Additional details. These are separate property-country options in the form. Eligibility and the transaction structure need to be reviewed for the selected jurisdiction.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.