Island and parcel
Name the island and provide the estate or parcel references. Describe access to the site and any roads or utilities already serving it.
Caribbean
Land loans in
the US Virgin Islands.
For a land request in the US Virgin Islands, specify the island and the site before outlining your larger plan. We review the property, intended use of funds, and path to repayment together.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
US Virgin Islands
Illustrative landscapeUS Virgin Islands
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your US Virgin Islands request
Describe the island and the individual property.
A development tract, a resort-related site, and an existing improved parcel have different starting points. Make clear which land and buildings are part of your proposed collateral.
Development stage
Distinguish vacant acreage from existing improvements and proposed work. If the land is part of a larger resort or community, identify the exact portion involved.
Territory-specific review
Describe ownership, existing liens, requested proceeds, and intended exit. Confirm the program and applicable minimum for the property rather than assuming mainland terms.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: U.S. Virgin Islands. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
Financing basics2 min read
How a bridge loan can move a land project forward
Understand what a land bridge loan funds, how repayment works, and what to ask before choosing a short-term structure.
Getting ready2 min read
Build a clear land-financing request
A practical guide to presenting your property, financing objective, numbers, and deadlines for an initial review.
A few more
details.
How should I distinguish St. Thomas, USVI, from St. Thomas in Nevis?
State both the island and the jurisdiction. For a US Virgin Islands parcel, leave US Virgin Islands selected. For a property in the St. Thomas parish on Nevis, use the Nevis page and Saint Kitts and Nevis property-country selection.
What amount and terms should I expect?
Loan amounts and program criteria are confirmed for the particular territory, property, and transaction. Tell us the amount you need if you know it, or leave it blank and discuss the structure with our team.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.