Municipality and current use
Identify the state, municipality, site boundaries, and current use. For agricultural land, describe the operating area, access, and improvements on the property.
South America
Land loans in
Brazil.
Your Brazilian property may support a residential plan, an operating agricultural business, or a future change of use. Describe the land as it is today and explain how the financing supports your next step.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
Brazil
Illustrative landscapeBrazil
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your Brazil request
Explain the property and the business separately.
Land supporting an operating business has two stories: the real estate offered as collateral and the activity that uses it. Keeping those stories distinct helps clarify value, the requested use of funds, and repayment.
Residential phases
For a housing plan, separate completed units, sold inventory, and undeveloped acreage. Explain the remaining work for the phase that needs funding.
Working-capital purpose
If funds support a business, say what they will pay for. Keep property value, operating revenue, and the expected repayment source distinct in your summary.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Brazil. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
Loan structure2 min read
Land value, LTV, and the cash available at closing
See how collateral value, existing debt, fees, and reserves affect the amount available for your project.
Repayment planning2 min read
Plan the repayment before the land loan closes
Turn a proposed sale or refinance into a practical repayment plan with milestones, timing, and a backup path.
A few more
details.
Can I submit agricultural land in Brazil for review?
You can describe the property and its current agricultural use in the request. Include the owner, existing debt, available valuation information, and the business purpose of the funds. Agricultural use does not by itself establish eligibility or a loan amount.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.