Access and connections
Identify the municipality, nearby roads, and how the parcel connects to them. For a site near Cartagena or another corridor, describe the actual access rather than proximity alone.
South America
Land loans in
Colombia.
From a proposed residential site to land held for a future phase, your Colombia request should explain what is possible now and what still needs approval. Start with the location and the financing objective.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
Colombia
Illustrative landscapeColombia
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your Colombia request
Make feasibility and approvals easy to distinguish.
A site along a development corridor can have a strong project concept while subdivision approvals are still being processed. State the current stage clearly so the financing request reflects the property as it stands.
Approval status
Separate feasibility studies, submitted applications, and approvals already issued. Include the proposed residential or commercial use and the next decision needed.
Refinance proceeds
For a cash-out request, distinguish existing loan payoffs from new working capital. Explain how the funds advance the site before the next financing or sale.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Colombia. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Financing basics2 min read
How a bridge loan can move a land project forward
Understand what a land bridge loan funds, how repayment works, and what to ask before choosing a short-term structure.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
Repayment planning2 min read
Plan the repayment before the land loan closes
Turn a proposed sale or refinance into a practical repayment plan with milestones, timing, and a backup path.
A few more
details.
Can I submit a Colombian site while subdivision approvals are pending?
Yes, you can request a preliminary review and describe which approvals are pending. Include the current permitted use and a realistic timeline. The review will consider the existing collateral and project stage; submitting a concept does not establish approval for development financing.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.