Urban development sites
Identify the district, current structures, and proposed use. Separate the land financing request from future vertical construction and its approval requirements.
South America
Land loans in
Peru.
A proposed urban building site and an agricultural property call for different financing plans. For land in Peru, share the current use, the location, and the specific outcome the loan needs to support.
Discuss your propertyAvailability and terms are confirmed for your property and transaction.
Land financing
Peru
Illustrative landscapePeru
Acquisition & refinanceStart with the use of funds
Property-led reviewLocation, value, and repayment
No credit checkTo send an initial request
Planning your Peru request
Match the request to the site’s actual use.
For a Lima development proposal or a property serving agricultural and commercial uses near Piura, distinguish present conditions from the eventual project. Show what the loan would change during its term.
Agricultural or mixed use
Describe each lot, how it is currently used, available access, and improvements. Explain whether commercial activity occupies the same parcel or a separate one.
Payoffs and new capital
Break the funding need into debt repayment, transaction costs, and working capital. Include the intended exit and any maturity date driving the request.
Start with what you know. These are useful details for the conversation, not documents you must upload to send an inquiry.
Explore the main program criteriaTell us about your land.
Add your contact information and a property description. Share extra details if you have them.
Property location: Peru. You can change it in Additional details.
Prepare for the conversation
A clearer path forward.
Loan structure2 min read
Land value, LTV, and the cash available at closing
See how collateral value, existing debt, fees, and reserves affect the amount available for your project.
Repayment planning2 min read
Plan the repayment before the land loan closes
Turn a proposed sale or refinance into a practical repayment plan with milestones, timing, and a backup path.
Across borders2 min read
What to prepare for land financing overseas
Organize the location, ownership, valuation, currency, and timing details for an international land-financing review.
A few more
details.
Can a Peru request include debt payoff and working capital?
You can describe both purposes in one inquiry. State the approximate debt balance and how the remaining proceeds would be used. The team will review the collateral and proposed structure before confirming whether those needs can be combined.
What amount and terms should I expect?
The international land program generally starts around $3–5 million USD, depending on the location and transaction. The main program outlines one- to three-year interest-only terms. The accepted property value, existing debt, costs, and repayment plan determine the proposed structure. Final terms require individual review.
Do I need every property detail before contacting you?
No. Start with your name, email, phone, property description, and contact consent. The Additional details dropdown is optional. Your property location is preselected for this page and can be changed; your phone country is separate and defaults to US +1.
What happens after I send the request?
Your request goes to the VirtuaLending team for a preliminary review, and you receive an email receipt with your submitted information. We may follow up for property documents or a valuation. Sending a request does not run a credit check or constitute loan approval.